Borrower’s Affordability

Gross Debt Service & Total Debt Service: A lender determines a borrower’s affordability by determining their Gross Debt Service (GDS) and Total Debt Service (TDS) ratios. The GDS ratio is a comprehensive measure of a borrower’s monthly housing expenses. The

Mortgage Qualification

Mortgage Financing Steps: While mortgage financing methods vary based on circumstance, common patterns are seen in many residential transactions. The maximum loan amount, interest rate, and terms for a new mortgage will likely be influenced by the type, location and

Home Selling Process

As a seller, it’s important to get clear on your expectations when it comes to successfully disposing of your property. Asking yourself important questions can help you to set reasonable goals. Here’s a sample list of questions you can answer

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Borrower’s Affordability

2 months ago

Gross Debt Service & Total Debt Service: A lender determines a borrower’s affordability by determining their Gross Debt Service (GDS) and Total Debt Service (TDS) ratios. The GDS ratio is a comprehensive measure of a borrower’s monthly housing expenses. The

Mortgage Qualification

2 months ago

Mortgage Financing Steps: While mortgage financing methods vary based on circumstance, common patterns are seen in many residential transactions. The maximum loan amount, interest rate, and terms for a new mortgage will likely be influenced by the type, location and

Home Selling Process

2 months ago

As a seller, it’s important to get clear on your expectations when it comes to successfully disposing of your property. Asking yourself important questions can help you to set reasonable goals. Here’s a sample list of questions you can answer

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